Does Urgent Care Take Insurance?

Female doctor holding chart and discussing something with female patient sitting on examination bed.

Coastal Urgent Care of Thibodaux accepts most major insurance plans.

When you need same-day medical treatment, wondering how to pay for it shouldn’t stop you from getting the care you need now.

Don’t delay treatment if you are unsure whether you’re covered. The most important thing to us is that you get treated promptly so that you are safe and feeling better faster.

What insurances are accepted?

We accept medical insurance from most major carriers, including:

  • Blue Cross-Blue Shield
  • Aetna
  • Cigna
  • Humana
  • Office of Group Benefits
  • Tricare
  • United Healthcare
  • Verity Healthcare

Note that this is not a complete list of accepted insurance carriers. If you do not see your insurance listed, or have a question about your coverage, call us today at 985-614-8690.

How much does urgent care cost?

The cost of urgent care depends on various factors, including diagnosis, treatment and care required. Most insurance covers a large portion of your urgent care visit. The most significant factor is whether you’ve met your deductible for the year or not.

Either way, the average cost of an in-network urgent care visit is most often affordable with insurance. Average co-pays range from $25 to 75 per visit. In some instances, prices may be higher if you haven’t met your deductible.

One thing to keep in mind is that insurance providers may have restrictions on which urgent care facilities you can visit under their coverage. It is always best to see an in-network urgent care. If one is out of reach, don’t hesitate to visit the closest one to your home or place of injury. Rapid treatment is most important.

 

When looking at cost, there are three main factors to consider:

1.     Test and x-rays

If you need an x-ray, blood test, viral test, EKG, or any other specialty test or imaging to confirm your diagnosis, the cost will be mostly covered by insurance. A small out-of-pocket fee may be charged if you have not met your deductible. Speak with your insurance provider or our urgent care billing specialists to determine how much you may owe.

2.     Medications and injections

Similar to standard doctor’s visits, most medications and injections are covered, in some part, by your insurance provider if using an in-network pharmacy. A small copay may apply to some medications at the time of pick-up. After your urgent care visit, speak with your pharmacy team to determine the cost.

3.     Cast and splints

If you’ve sprained or broken a bone, a cast or splint may be required for proper healing and protection until you can see your primary care provider or orthopedic specialist. In most cases, insurance covers a large portion of the cost for casts and splints. Speak with your insurance company to determine the total out-of-pocket expenses.

Here’s some important visit information, including more details on accepted insurance, to keep in mind before your visit. Don’t delay if you have an urgent or acute medical issue that needs treatment today. Your health and healing are most important; we will take care of the rest. For further questions, give us a call at 985-614-8690; otherwise, just walk in. We are open 7 days a week.